Automotive Guruz

An automotive blog offering car insurance tips, car reviews, buying guides and everything else related to cars.

Insights into Different Car Insurance Rates

Posted April 01st, 2012 at 06:04 pm by admin
Filed under: Car Insurance Tips
In order to have your car on the road, it must pass a safety inspection and you must have valid insurance for the vehicle. It ...
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What Are Auto Transport Companies

Posted March 24th, 2012 at 09:03 am by admin
Filed under: Auto Transportation
Auto transport companies are companies that provide motorcycle, car, RV and boat shipping services. They are the most efficient and reliable way to ensure your ...
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Tips on Getting Auto Insurance in Ohio

Posted September 21st, 2011 at 08:09 am by admin
Filed under: Car Insurance
While it’s true that young drivers are likely see their Ohio auto insurance premiums decrease as they get older and become more experienced on ...
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Three for the Road: New 2011 Models

Posted November 14th, 2010 at 08:11 pm by admin
Filed under: Car Insurance, Car Insurance Tips
Autumn’s arrival brings the latest car models. Some updates involve little more than a tweak here or a little more horsepower there. But for car ...
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Archive for November, 2010

Discount Auto Insurance By Zip Code

by Joseph Welusz

Does your zip code impact your auto insurance premiums? Getting a clear understanding of the effect of your zip code will help you make better decisions when buying a home. You will find out how saving a few hundred on a new home might actually cost you more on your auto insurance over the course of a few years.

Here are a few of the reasons.

Your new home’s location will largely determine your automobile mileage in a number of ways. If you live far from the places you frequently go to you will accumulate higher mileage. Take your place of employment for example: If your home is 20 miles from your place of employment and you drive there five days a week, you’ll accumulate four times as much mileage as your neighbor whose office is just 5 miles away.

Will there be access to standard public transit where you are moving to? If you can use public transit it will definitely help you lower your auto insurance premium.

If your place of residence has a high crime rate, this will be a major factor in determining your auto insurance rates. The reason for this is your area’s crime rate will affect your risk of vandalism and theft.

If you are deciding to move to new home in a different area, take some time out to do these calculate. The little bit of money you save on your new home might be totally negated by the rate increase you incurred on auto insurance premium.

Also, take some time to do thorough comparison shopping to locate insurers who offer better rates for the area you are moving to. Different insurance company’s rates may vary drastically.

Remember when you’re shopping for a new place to live; get multiple auto insurance quotes to compare auto insurance for the different areas you are interested in. If your new area adds $200 to your annual auto insurance costs, you’ll pay an extra $4,000 over the course of 20 years!

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Alicante Car Hire Tips

by Leroy Calstard

Hiring a car in Benidorm is actually a pretty easy thing to do. Thousands of tourists flock to this city every year. There are over 20 separate companies which hire cars in Benidorm. The city has international and national car rental firms. You should be careful to compare the rates, packages and any fees so that you can get the best deal.

Benidorm Car hire – Reserve your Car

You should make sure that you reserve your car before you leave home, this means that you can get the best deal available. You should make sure that you compare the prices of a number of different companies. Try looking on the internet to find great priced car hire. Make sure you compare the features as well as just the price.

You then have an option, you can either decide to pick your car up from the airport, or you can rent it from a company in the city rather than the airport. Sometimes one is cheaper than the other, which is why you should spend some time comparing prices. If you rent from the city then most companies will come and pick you up. You could also catch a bus from Benidorm so that you can pick your car up.

Additional Costs for a Benidorm Car Hire

There are sometimes some sneaky hidden fees which can quickly add up to a considerable amount of money if you’re not careful. You should spend time asking extra questions and read the fine print in detail so that you can avoid extra fees.

Insurance can be very expensive, this should protect any damage done to the car while you are using it. This means that it prevents you having to pay for the damage. Some agreements have this cost built in, however most charge extra for the insurance. Some people will not opt for this extra cost, however that’s your choice.

There are also extra charges for mileage with some cars, this is a very important cost which you need to think about. Some firms offer unlimited mileage, others offer a certain amount of mileage for a certain price and then you pay more for travelling more. You should ask about the mileage when renting the vehicle. If you want to travel a lot then I would suggest going for an unlimited package.

Make sure you check out the time which you need to return the car, some can be returned 24 hours a day, but you need to know when your car is due back. If you return it late you may have to pay for an extra day, which isn’t want anyone wants!

You should spend time comparing the rates for daily and weekly rental, there can be quite a large difference between the two. Sometimes it might be cheaper to rent it for a week even if you don’t need it for the whole week.

You should also find out how much the company will charge if you take the car back without any gas inside. Sometimes they will charge much more than you would buy the gas at the pump. Make sure you ask about this price difference well in advance.

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