Automotive Guruz

An automotive blog offering car insurance tips, car reviews, buying guides and everything else related to cars.

Are Auto Insurance Rates Rising?

Posted March 08th, 2010 at 08:03 pm by
Filed under: Car Insurance, Car Insurance Tips
When it comes to auto insurance, everyone is always searching online trying to find the absolute best deals on their auto insurance policies. Unfortunately, you ...
readmore

Buying Car Insurance Online

Posted March 03rd, 2010 at 07:03 pm by
Filed under: Car Insurance, Car Insurance Tips
In most parts of the world, driving without insurance is illegal. The number of people on the road is increasing day by day and the ...
readmore

Are Auto Insurance Rates Rising?

Posted March 08th, 2010 at 08:03 pm by
Filed under: Car Insurance, Car Insurance Tips
When it comes to auto insurance, everyone is always searching online trying to find the absolute best deals on their auto insurance policies. Unfortunately, you ...
readmore

Buying Car Insurance Online

Posted March 03rd, 2010 at 07:03 pm by
Filed under: Car Insurance, Car Insurance Tips
In most parts of the world, driving without insurance is illegal. The number of people on the road is increasing day by day and the ...
readmore
Archive for March, 2010

How to Find the Value of a Used Car

One of the most critical things to know if you are planning to get rid of your old car is to find the best value that you can get for it. If you know the used car trade in value for your car, then irrespective of whether or not you really trade it today, you shall be able to distinguish between acceptable prices beneficial for you from impractical pricing that is going to get you a naught. It would also give you a better picture of the retail value of the car.

How do you find the trade in value for your car? You need to consider the following factors.

The statistics and the make of the car would play a critical role. Note down the year of manufacture, make, model, mileage and equipment fittings that you have. If there are optional equipments that you did not fit in your car, it is worth noting those down as a separate item. Add the basic features that you car is equipped with to your notes.

Understand the difference between the trade in value and the retail value of a car. The trade in value is what you can exchange your car with another car that you may want to own. The dealer will offer you the trade in value for your car against another car that the dealer is ready to sell. The retail value of the car is what someone can sell the car for. The car will be sold against as much money as its retail value either by you or by the car dealer.

Use the Internet - it is an unmatched resource for information if you use it properly. There are a number of quality websites that will let you calculate the exact value of your car. Kelly Blue Book is one great online tool that would let you find the price of your car. You need to enter some basic data points about your car, and the tool will give you an estimated value of the car with a optimistic guess of the car’s current condition. Please be warned that this price being optimistic, your dealer would almost always quote a lesser value.

Understand that while you mention the condition of your car in your online tools, it would almost be unrealistic to call it excellent unless you are confident that the dealer can put it up for sale without touching it for any kind of fixing. Usually you would mention that your car is in a good or a poor condition.

Now that you know the value of your used car, you can decide whether you want to get rid of it or keep it for some more time to come.

Who invented the car?

Invention of the car was one of the greatest moments of the human civilization. Interestingly, unlike many other inventions, there was no clear moment that defined the invention of car. On the contrary, it was a gradual process that evolved over time and transformed the automobile industry to the shape that we find it today.

A car is an automobile, and an automobile is defined to be a self-moving object. Tracing back far into history, the thoughts and abstract design of such a vehicle was made by none other than the legendary artist-and-scientist Leonardo Da Vinci. The first ever implementation of a self-boosted road-moving vehicle was achieved in 1769 by Nicholas-Joseph Cugnot - a steam-driven military tractor built for the Army of France.

The car that we know today was first built in 1885 Carl Benz - a German - and he got it patented a year later in 1886. The car had a gasoline-powered single-cylinder engine with three wheels. Another year later in 1887, Benz became selling his cars. The other person who also has a huge contribution to making cars was another German, Gottlieb Diamler. Along with his partner William Maybach, he produced the first four-stroke internal combustion engine and patented that in the year 1885. He had invented the carburetor. Diamler sold his first car in 1889 to the Sultan of Morocco. Many year later in 1926, Benz and Diamler joined hands to form the famous Diamler-Benz company and expanded their business worldwide with time.

The Duryea brothers, Frank and Charles, achieved the landmark of being the first ever manufacturer of cars in America in 1893. They industrialized building cars and raised the art of car manufacturing to a systematic mass production. The Detroit assembly line was introduced in 1901 by Ransome Eli Ods. The year 1913 marked another significant achievement in production of cars as Henry Ford’s assembly plant in Highland Park, Michigan could increase the rate of car production by introducing a technically advanced conveyor belt. The result was superfast production of cars - a Ford model car could be produced in a shade over an hour and half. The speed propelled Ford to become the largest manufacturer of cars in the world.

With advancement of technology, cars are nowhere similar to what they were during the yester-years. Automobile research is still a huge industry with new innovations coming up every year that still amuse, please and even dazzle us. However, the thoughts of owning and enjoying a vintage car still charms many of us - vintage cars are unique and classic in their own rights just like vintage wine and carpets.

Getting the Best Deal Possible on Auto Insurance

Finding the best deal on auto insurance can be a difficult task. The number of companies who offer auto insurance policies varies, from a minimum of 50 in some states to over 200 in others. So, even if you obtain ten quotes, you’re sure to be missing out on something better. However, there are ways to ensure that you’re getting the best rate possible on car insurance.

With websites that offer auto insurance quotes from hundreds of different companies, the internet has created a very competitive insurance market. Now, it is easier than ever for drivers to find cheap car insurance. All it takes is a simple search on an auto insurance quote website. They will provide you with at least ten different options for the most inexpensive auto insurance that suits your needs, taking all of the detective work out of your search for cheap insurance.

The insurance provider is not the only determining factor in finding good rates. Your premiums also depend on various personal factors, such as your job. For example, there are discounts for drivers who are employed in low-risk occupations. Providers collect information regarding the types of people who are involved in accidents and certain occupations reveal themselves to be safer drivers than others. So, if you’re an engineer or a teacher, you may qualify! If you’re not, just ask. Your job title may save you money.

You can also redesign your policy by asking for a higher deductible. While this seems like a backwards approach, as it means you will be paying more if you are in accident, it can greatly reduce your monthly costs. A common deductible is $500, which means that, in an accident with $1500 worth of damages, the company would pay $1000. However, if you set your deductible to $1000, then you are still covered against heavy losses but your monthly premiums could be decreased by as much as 30%!

  
  
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