Automotive Guruz

When it comes to saving on car insurance, there are many ways in which one can try to save a few bucks. Here are two well known tips that both involve the named driver on the insurance policy, they are:

- Insuring the vehicle in your parent’s names and then having yourself as a  named driver

- Insuring the car in your name and then having one of your parents as a named driver

The only problem is if you aren’t actually the main driver on the policy for the first tip, because if the insurance company catches on you do risk getting your insurance policy voided. So it’s important to not abuse the first tip, but if you happen to be in a circumstance in which you can use one of these car insurance tips then you should definitely speak to your insurance agent about how you can get the best policy using your named driver insurance policy.

The second tip doesn’t actually have any legal issues with it, and sometimes you can even get a lower rate by adding an elder person on to the policy as a named driver, so that’s something you should definitely inquire about because it doesn’t go against the terms of the car insurance policy and it can sometimes save you a few hundred dollars a year on the payments.

Once again these tips can save you a few hundred dollars, but make sure you use the first tip with caution because you don’t want to run the risk of getting your car insurance policy and potentially getting flagged in their system.